Helping first-time buyers get onto the property ladder
We're committed to supporting first-time buyers. Which is why we were among the first lenders to back the government's First Homes scheme when it started in 2021. Since then, we've been working hard to create a range of great mortgage options to help first-time buyers make the most of this scheme.
The government's First Homes Scheme is aimed at helping first-time buyers and key workers get onto the property ladder by offering homes at a 30% discount compared to their market value. This discount stays with the property forever. Helping future generations of first-time buyers in the community. The scheme is open to buyers earning less than £80,000 per year (£90,000 in London).
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| Code |
GFHS090 |
|---|---|
| Name | 2 Year Fixed Rate - Government First Homes Scheme |
| Rate | 6.15% |
| Max LTV | 95% |
| Fees | £0 |
| SVR | 6.31% |
| APRC | 6.5% |
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| Product | Rate | Max LTV | Fees | SVR | APRC | Product links |
|---|---|---|---|---|---|---|
|
GFHS090 2 Year Fixed Rate - Government First Homes Scheme
|
6.15% | 95% | £0 | 6.31% | 6.5% | Full product details Log in to apply |
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Intermediary Support Team
For enquiries, live case support, or document submissions, our Intermediary Support Team is available from 9am to 5pm, Monday to Friday. You can contact them by:
- Phone: 0345 602 2338
- Email: intermediary.lending@newcastle.co.uk