This site is for use by mortgage intermediaries and other professionals only. Customers should visit: www.newcastle.co.uk.

Support for a range of borrower situations 

We understand that buying a home may feel overwhelming for your clients, whether they are buying their first home or making their next move. That's why we designed our Joint Mortgage Sole Proprietor (JMSP) offer to help people whatever their situation.  

With JMSP, your client can boost how much they can borrow by adding an additional borrower to the mortgage application. They don't need to be on the property deed, but their income will be considered for affordability.  

Whether your client is a first-time buyer needing support from an additional borrower or buying a home during uncertain times and needs support, we have solutions to make the home-buying process easier.  

Explore criteria

Mortgage type

Max LTV

Deal term

Rate type

Fees

Code

JMAB013

Name 6 Year Fixed Rate - Joint Mortgage Sole Proprietor Affordability Boost
Rate 5.90%
Max LTV 80%
Fees £0
SVR 6.31%
APRC 6.3%

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

Code

JMAB014

Name 6 Year Fixed Rate - Joint Mortgage Sole Proprietor Affordability Boost
Rate 6.05%
Max LTV 90%
Fees £0
SVR 6.31%
APRC 6.4%

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

Code

JMAB015

Name 6 Year Fixed Rate - Joint Mortgage Sole Proprietor Affordability Boost
Rate 6.20%
Max LTV 95%
Fees £0
SVR 6.31%
APRC 6.4%

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

Code

JMSP227

Name 2 Year Fixed Rate - Joint Mortgage Sole Proprietor
Rate 5.85%
Max LTV 80%
Fees £0
SVR 6.31%
APRC 6.4%

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

Code

JMSP228

Name 5 Year Fixed Rate - Joint Mortgage Sole Proprietor
Rate 5.80%
Max LTV 80%
Fees £0
SVR 6.31%
APRC 6.3%

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

Code

JMSP229

Name 2 Year Fixed Rate - Joint Mortgage Sole Proprietor
Rate 5.95%
Max LTV 90%
Fees £0
SVR 6.31%
APRC 6.4%

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

Code

JMSP230

Name 5 Year Fixed Rate - Joint Mortgage Sole Proprietor
Rate 5.95%
Max LTV 90%
Fees £0
SVR 6.31%
APRC 6.4%

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

Code

JMSP231

Name 2 Year Fixed Rate - Joint Mortgage Sole Proprietor
Rate 6.10%
Max LTV 95%
Fees £0
SVR 6.31%
APRC 6.5%

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

Code

JMSP232

Name 5 Year Fixed Rate - Joint Mortgage Sole Proprietor
Rate 6.10%
Max LTV 95%
Fees £0
SVR 6.31%
APRC 6.4%

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

Product Rate Max LTV Fees SVR APRC Product links

JMAB013

6 Year Fixed Rate - Joint Mortgage Sole Proprietor Affordability Boost

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

5.90% 80% £0 6.31% 6.3% Full product details Log in to apply

JMAB014

6 Year Fixed Rate - Joint Mortgage Sole Proprietor Affordability Boost

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

6.05% 90% £0 6.31% 6.4% Full product details Log in to apply

JMAB015

6 Year Fixed Rate - Joint Mortgage Sole Proprietor Affordability Boost

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

6.20% 95% £0 6.31% 6.4% Full product details Log in to apply

JMSP227

2 Year Fixed Rate - Joint Mortgage Sole Proprietor

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

5.85% 80% £0 6.31% 6.4% Full product details Log in to apply

JMSP228

5 Year Fixed Rate - Joint Mortgage Sole Proprietor

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

5.80% 80% £0 6.31% 6.3% Full product details Log in to apply

JMSP229

2 Year Fixed Rate - Joint Mortgage Sole Proprietor

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

5.95% 90% £0 6.31% 6.4% Full product details Log in to apply

JMSP230

5 Year Fixed Rate - Joint Mortgage Sole Proprietor

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

5.95% 90% £0 6.31% 6.4% Full product details Log in to apply

JMSP231

2 Year Fixed Rate - Joint Mortgage Sole Proprietor

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

6.10% 95% £0 6.31% 6.5% Full product details Log in to apply

JMSP232

5 Year Fixed Rate - Joint Mortgage Sole Proprietor

Incentives

  • £250 cashback
  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

6.10% 95% £0 6.31% 6.4% Full product details Log in to apply

Meet your BDM

Here to support you

Available across the UK, your dedicated Business Development Manager (BDM) is ready to give expert advice on your product, criteria, or application questions.

Linzi Stafford

North East & Scotland

linzi-ann.stafford@newcastle.co.uk

07483 633 987

Nichola Ramsay - Telephone

North East & Scotland

nichola.ramsay@newcastle.co.uk

0191 244 2084

Jon Williams - Field-based

London & South East

jon.williams@newcastle.co.uk

07483 357 556

Hannah Hide - Telephone

London & South East

hannah.hide@newcastle.co.uk

0191 244 2081

Headshot of Kam, Newcastle for Intermediaries BDM

Kam Gill - Field-based

North West & Midlands

kam.gill@newcastle.co.uk

07483 368 827

Michael Hollier-Hann - Telephone

North West & Midlands

michael.hollier-hann@newcastle.co.uk

0191 244 2083

Headshot of Andy, Newcastle for Intermediaries BDM

Andy White - Field-based

South West & Home Counties

andy.white@newcastle.co.uk

07815 011 047

Rhys Mosley - Telephone

South West & Home Counties

rhys.mosley@newcastle.co.uk

0191 244 2085

Intermediary Support Team

For  enquiries, live case support, or document submissions, our Intermediary Support Team is available from 9am to 5pm, Monday to Friday. You can contact them by: