This site is for use by mortgage intermediaries and other professionals only. Customers should visit: www.newcastle.co.uk.

Making owning a home easier with Shared Ownership 

We provide mortgage options to help first-time homebuyers and those looking to move up the property ladder. These mortgages are designed to support the Shared Ownership scheme. Which allows applicants with a combined income of up to £80,000 (£90,000 in London) to purchase or upgrade their home. 

With Shared Ownership, buyers can own a portion of a property and pay rent on the rest. This method lets buyers begin with a smaller deposit and increase their ownership over time. Offering an alternative and more accessible path to owning a home.

We accept arrangements made through a non-profit or an acceptable for-profit registered social landlord (including local authorities). We accept the following for-profit social landlords:

  • Flint Housing Limited
  • HSPG (Park Properties Housing Association Ltd)
  • Legal & General Afforable Home
  • Linden First Limited
  • Lloyds Living – Citra Pathways
  • M&G UK Shared Ownership Limited
  • ReSI Housing Limited
  • Sage Homes RP Limited
  • Simply Affordable Homes RP Limited
  • Sparrow Shared Ownership Limited
  • Square Roots Registered Provider Limited
Explore criteria

Max LTV

Deal term

Rate type

Fees

Code

SHOW173

Name 2 Year Fixed Rate - Shared Ownership
Rate 6.15%
Max LTV 95%
Fees £0
SVR 6.31%
APRC 6.5%

Incentives

  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

Product Rate Max LTV Fees SVR APRC Product links

SHOW173

2 Year Fixed Rate - Shared Ownership

Incentives

  • 10% overpayments per annum
  • Free standard valuation up to £550k

Early repayment charge: Yes

6.15% 95% £0 6.31% 6.5% Full product details Log in to apply

Meet your BDM

Here to support you

Available across the UK, your dedicated Business Development Manager (BDM) is ready to give expert advice on your product, criteria, or application questions.

Linzi Stafford

North East & Scotland

linzi-ann.stafford@newcastle.co.uk

07483 633 987

Nichola Ramsay - Telephone

North East & Scotland

nichola.ramsay@newcastle.co.uk

0191 244 2084

Jon Williams - Field-based

London & South East

jon.williams@newcastle.co.uk

07483 357 556

Hannah Hide - Telephone

London & South East

hannah.hide@newcastle.co.uk

0191 244 2081

Headshot of Kam, Newcastle for Intermediaries BDM

Kam Gill - Field-based

North West & Midlands

kam.gill@newcastle.co.uk

07483 368 827

Michael Hollier-Hann - Telephone

North West & Midlands

michael.hollier-hann@newcastle.co.uk

0191 244 2083

Headshot of Andy, Newcastle for Intermediaries BDM

Andy White - Field-based

South West & Home Counties

andy.white@newcastle.co.uk

07815 011 047

Rhys Mosley - Telephone

South West & Home Counties

rhys.mosley@newcastle.co.uk

0191 244 2085

Intermediary Support Team

For  enquiries, live case support, or document submissions, our Intermediary Support Team is available from 9am to 5pm, Monday to Friday. You can contact them by: