We’re making it easier for you to support your clients and drive value with early, ERC-free product transfers.
You can secure a new deal for your existing clients up to three months before their current mortgage maturity date, with no early repayment charges. New deals can take effect from the 1st of the following month, meaning your clients can start saving sooner, and you’ll earn your proc fee earlier.
We’re also allowing unlimited ERC-free lump sum overpayments at the point of transfer. This gives your clients the chance to reduce their balance ahead of maturity and lock in a lower monthly payment, with no cap on how much they can overpay.
These enhancements are designed with our intermediary partners in mind, reflecting our continued commitment to flexibility and strong broker relationships.
Key benefits for you and your clients:
- Switch up to 3 months in advance
- No ERCs on early product transfers or lump sum overpayments
- Access to our best available rates for existing customers
- Choose a maturity date that works for your client (effective from 1st of following month)
- Earn your procuration fee sooner
Find our most competitive existing customer rates or speak to your BDM below.