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Shared Ownership

Making owning a home easier with Shared Ownership 

We provide mortgage options to help first-time homebuyers and those looking to move up the property ladder. These mortgages are designed to support the Shared Ownership scheme. Which allows applicants with a combined income of up to £80,000 (£90,000 in London) to purchase or upgrade their home. 

With Shared Ownership, buyers can own a portion of a property and pay rent on the rest. This method lets buyers begin with a smaller deposit and increase their ownership over time. Offering an alternative and more accessible path to owning a home. 

Our Shared Ownership products

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SHOW103

2 Year Fixed Rate Mortgage - Shared Ownership

Until 31 May 2027

Initial rate

5.50%

SVR

6.94%

APRC

6.90%

LTV

90%

Product fee

£0

Incentives

  • 10% overpayments
  • Free standard valuation

SHOW104

2 Year Fixed Rate Mortgage - Shared Ownership

Until 31 May 2027

Initial rate

5.30%

SVR

6.94%

APRC

6.90%

LTV

90%

Product fee

£999

Incentives

  • 10% overpayments

SHOW105

5 Year Fixed Rate Mortgage - Shared Ownership

Until 31 May 2030

Initial rate

5.30%

SVR

6.94%

APRC

6.50%

LTV

90%

Product fee

£0

Incentives

  • 10% overpayments
  • Free standard valuation

SHOW106

5 Year Fixed Rate Mortgage - Shared Ownership

Until 31 May 2030

Initial rate

5.15%

SVR

6.94%

APRC

6.50%

LTV

90%

Product fee

£999

Incentives

  • 10% overpayments

SHOW107

2 Year Fixed Rate Mortgage - Shared Ownership

Until 31 May 2027

Initial rate

5.55%

SVR

6.94%

APRC

6.90%

LTV

95%

Product fee

£0

Incentives

  • 10% overpayments
  • Free standard valuation

SHOW108

2 Year Fixed Rate Mortgage - Shared Ownership

Until 31 May 2027

Initial rate

5.35%

SVR

6.94%

APRC

6.90%

LTV

95%

Product fee

£999

Incentives

  • 10% overpayments

SHOW109

5 Year Fixed Rate Mortgage - Shared Ownership

Until 31 May 2030

Initial rate

5.35%

SVR

6.94%

APRC

6.50%

LTV

95%

Product fee

£0

Incentives

  • 10% overpayments
  • Free standard valuation

SHOW110

5 Year Fixed Rate Mortgage - Shared Ownership

Until 31 May 2030

Initial rate

5.20%

SVR

6.94%

APRC

6.50%

LTV

95%

Product fee

£999

Incentives

  • 10% overpayments

Affordability calculator

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Product range

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Meet your BDM

Here to support you

Available across the UK, your dedicated Business Development Manager (BDM) is ready to give expert advice on your product, criteria, or application questions.

Headshot of Linzi, Newcastle for Intermediaries BDM

Linzi Stafford

Business Development Manager

Postcodes:

CONNELLS, CG, FY, LA, PR, BD, BB, L, WN, BL, OL, HX, M, WA, CH, CW, SK, S, DN, HU, HD, LL,

Headshot of Judy, Newcastle for Intermediaries BDM

Judi Hancock

South East

Postcodes:

SO, PO, GU, RH, BN, TN, ME, CT, SS, CM, BR, DA, CB, IP, RM

Headshot of Judy, Newcastle for Intermediaries BDM

Judi Hancock

South East (Connells Group please search 'CG' for your BDM)

Postcodes:

CO

Headshot of Rebecca, Newcastle for Intermediaries BDM

Rebecca Roberts

London

Postcodes:

HP, SL, AL, WD, HA, UB, TW, KT, CR, SM, EN, IG, E, EC, W, N, NW, SE, SW, WC

Headshot of Kam, Newcastle for Intermediaries BDM

Kam Gill

Midlands

Postcodes:

TF, ST, DE, NG, LN, WV, WS, DY, WR, B, CV, LE, NN, PE, NR, SY

Headshot of Andy, Newcastle for Intermediaries BDM

Andy White

South West and Home Counties

Postcodes:

TA, BS, CF, BA, GL, SN, OX, RG, MK, LU, SG, BH, SP, NP, SA, LD, HR, DT, EX, TQ, PL, TR

Headshot of Sophie, Newcastle for Intermediaries BDM

Sophie Goodwin

North East and Scotland

Postcodes:

SR, TS, DD, G, FK, KY, KA, ML, EH, DG, TD, CA, NE, DL, DH, HG, YO, LS, WF, KW, IV, PH, AB, PA

Contact our dedicated Intermediary Support Team on 0345 602 2338 or intermediary.lending@newcastle.co.uk. We're available from 8am to 6pm, Monday to Friday.