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Shared Ownership
Making owning a home easier with Shared Ownership
We provide mortgage options to help first-time homebuyers and those looking to move up the property ladder. These mortgages are designed to support the Shared Ownership scheme. Which allows applicants with a combined income of up to £80,000 (£90,000 in London) to purchase or upgrade their home.
With Shared Ownership, buyers can own a portion of a property and pay rent on the rest. This method lets buyers begin with a smaller deposit and increase their ownership over time. Offering an alternative and more accessible path to owning a home.
Our Shared Ownership products
Filter results
SHOW126
5 Year Fixed Rate Mortgage - Shared Ownership
Until 30 September 2030
Initial rate
4.90%
SVR
6.75%
APRC
6.30%
LTV
90%
Product fee
£999
Incentives
- 10% overpayments
SHOW125
5 Year Fixed Rate Mortgage - Shared Ownership
Until 30 September 2030
Initial rate
5.20%
SVR
6.75%
APRC
6.30%
LTV
90%
Product fee
£0
Incentives
- £200 cashback
- 10% overpayments
- Free standard valuation
SHOW130
5 Year Fixed Rate Mortgage - Shared Ownership
Until 30 September 2030
Initial rate
4.95%
SVR
6.75%
APRC
6.40%
LTV
95%
Product fee
£999
Incentives
- 10% overpayments
SHOW129
5 Year Fixed Rate Mortgage - Shared Ownership
Until 30 September 2030
Initial rate
5.25%
SVR
6.75%
APRC
6.40%
LTV
95%
Product fee
£0
Incentives
- £200 cashback
- 10% overpayments
- Free standard valuation
SHOW123
2 Year Fixed Rate Mortgage - Shared Ownership
Until 30 September 2027
Initial rate
5.20%
SVR
6.75%
APRC
6.70%
LTV
90%
Product fee
£0
Incentives
- £200 cashback
- 10% overpayments
- Free standard valuation
SHOW124
2 Year Fixed Rate Mortgage - Shared Ownership
Until 30 September 2027
Initial rate
4.60%
SVR
6.75%
APRC
6.70%
LTV
90%
Product fee
£999
Incentives
- 10% overpayments
SHOW127
2 Year Fixed Rate Mortgage - Shared Ownership
Until 30 September 2027
Initial rate
5.25%
SVR
6.75%
APRC
6.70%
LTV
95%
Product fee
£0
Incentives
- £200 cashback
- 10% overpayments
- Free standard valuation
SHOW128
2 Year Fixed Rate Mortgage - Shared Ownership
Until 30 September 2027
Initial rate
4.70%
SVR
6.75%
APRC
6.70%
LTV
95%
Product fee
£999
Incentives
- 10% overpayments
Meet your BDM
Here to support you
Available across the UK, your dedicated Business Development Manager (BDM) is ready to give expert advice on your product, criteria, or application questions.
Linzi Stafford
Business Development Manager
Postcodes:
CONNELLS, CG, FY, LA, PR, BD, BB, L, WN, BL, OL, HX, M, WA, CH, CW, SK, S, DN, HU, HD, LL
Rebecca Roberts
London
Postcodes:
HP, SL, AL, WD, HA, UB, TW, KT, CR, SM, EN, IG, E, EC, W, N, NW, SE, SW, WC
Kam Gill
Midlands
Postcodes:
TF, ST, DE, NG, LN, WV, WS, DY, WR, B, CV, LE, NN, PE, NR, SY
Andy White
Business Development Manager
Postcodes:
TA, BS, CF, BA, GL, SN, OX, RG, MK, LU, SG, BH, SP, NP, SA, LD, HR, DT, EX, TQ, PL, TR, CO, SO, PO, GU, RH, BN, TN, ME, CT, SS, CM, BR, DA, CB, IP, RM
Sophie Goodwin
North East and Scotland
Postcodes:
SR, TS, DD, G, FK, KY, KA, ML, EH, DG, TD, CA, NE, DL, DH, HG, YO, LS, WF, KW, IV, PH, AB, PA
Contact our dedicated Intermediary Support Team on 0345 602 2338 or intermediary.lending@newcastle.co.uk. We're available from 8am to 6pm, Monday to Friday.