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Interest Only products with 20% deposit

Date Published: 11 August 2025

Read time: 1 minute

Our promise as a lender is to always work in partnership with you to make more homeownership dreams come true. We understand borrowers continue to face challenges when it comes to affordability. That’s why we’ve extended our Interest Only range to accept deposits as low as 20% (15% for part-and-part loans), giving your clients more borrowing options that work for their circumstances.  

Highlights of our Interest Only offering:  

  • Up to 80% LTV (85% where part/part)*  
  • Various repayment strategies accepted, including the option to combine  
  • Competitive new customer rates as low as 4.65%  
  • 2 and 5-year products available  

*Excludes downsizing via the sale of existing mortgaged property as the only repayment strategy  

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Meet your BDM

Here to support you

Available across the UK, your dedicated Business Development Manager (BDM) is ready to give expert advice on your product, criteria, or application questions.

Headshot of Andy, Newcastle for Intermediaries BDM

Andy White - Field-based

South West & Home Counties

Gill Crutwell - Telephone

South West & Home Counties
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Sophie Goodwin - Field-based

North East & Scotland

Nichola Logan - Telephone

North East & Scotland
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Rebecca Roberts - Field-based

London & South East

Linzi Stafford - Telephone

London & South East
Headshot of Kam, Newcastle for Intermediaries BDM

Kam Gill - Field-based

North West & Midlands
kam.gill@newcastle.co.uk

07483 368 827

Michael Hollier-Hann - Telephone

North West & Midlands

Contact our dedicated Intermediary Support Team on 0345 602 2338 or intermediary.lending@newcastle.co.uk. We're available from 8am to 6pm, Monday to Friday.