Introducing First Step (up to 98% LTV) mortgages 

We’re excited to announce that First Step (up to 98% LTV) – our low deposit mortgage range designed specifically to help first-time buyers – is now available to the wider broker market. This brand new, lower deposit mortgage could help first-time buyers get on the property ladder faster. 

Highlights: 

• Borrow up to 98% LTV 
• At least one applicant must be a first-time buyer 
• Minimum deposit of £5,000 (non-gifted) 
• Loan size from £96,000 to £350,000 
• 5-year fixed rates available  
• Not available on new build houses or flats, or affordable home ownership schemes