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Introducing our 95% LTV new build range

Date Published: 16 January 2025

Read time: 1 minute

We know that raising a deposit continues to be a big challenge for first-time buyers, especially for those who are trying to save while also paying rent. Therefore, we are pleased to announce that our maximum loan-to-value for new build houses has been raised from 90% to 95%. This will allow those buying a new build house to secure a mortgage with us with only a 5% deposit.  

By increasing our maximum LTV for lending on new build homes, we hope to help even more people buy their first home or move to their next, as well as offering increased support for the housebuilding sector.  

Key features: 

  • Two and five year products available
  • Fee assisted features on selected products to support customers needing help with costs 
  • 10% annual overpayments and additional monthly overpayments of £499 allowed  
  • Free standard valuation up to £500,000  
  • Extended offer time of 9 months for new build applications 

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Headshot of Linzi, Newcastle for Intermediaries BDM

Linzi Stafford

Connells Group

Postcodes:

CONNELLS, CG

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Judi Hancock

South East

Postcodes:

SO, PO, GU, RH, BN, TN, ME, CT, SS, CM, BR, DA, CB, IP, RM

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Judi Hancock

South East (Connells Group please search 'CG' for your BDM)

Postcodes:

CO

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Stephen Breen

North West and M62 Corridor

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FY, LA, PR, BD, BB, L, WN, BL, OL, HX, M, WA, CH, CW, SK, S, DN, HU, HD, LL

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Rebecca Roberts

London

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HP, SL, AL, WD, HA, UB, TW, KT, CR, SM, EN, IG, E, EC, W, N, NW, SE, SW, WC

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Kam Gill

Midlands

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TF, ST, DE, NG, LN, WV, WS, DY, WR, B, CV, LE, NN, PE, NR, SY

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Andy White

South West and Home Counties

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TA, BS, CF, BA, GL, SN, OX, RG, MK, LU, SG, BH, SP, NP, SA, LD, HR, DT, EX, TQ, PL, TR

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Sophie Goodwin

North East and Scotland

Postcodes:

SR, TS, DD, G, FK, KY, KA, ML, EH, DG, TD, CA, NE, DL, DH, HG, YO, LS, WF, KW, IV, PH, AB, PA

Contact our dedicated Intermediary Support Team on 0345 602 2338 or intermediary.lending@newcastle.co.uk. We're available from 8am to 6pm, Monday to Friday.