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Lower rates on Enhanced+: Up to 6x LTI and expert underwriting support

Date Published: 25 November 2025

Read time: 1 minute

Life’s complicated, but getting a mortgage shouldn’t be. That’s where our new Enhanced+ mortgage range comes in.

Enhanced+ helps your clients who are looking to borrow more by allowing them to access up to 6x their income on loans from £450,000 to £3.5 million.

Plus, we've now reduced our rates across this range by up to 0.20% supporting your clients who need a bespoke underwriting service and require higher loan to income multiples.

Enhanced+ at a glance: 

Borrow up to 6x income (5.5x for self-employed) 

Up to 90% LTV 

Loans from £450,000 to £3.5 million 

Dedicated underwriter helpline for complex cases

Find out how our reduced Enhanced+ mortgage rates can give you more options to match your clients to the right mortgage.