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Service update: We’ve made improvements to the mortgage product transfer journey. Find out more here.

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Reduced rates on product transfers from 3.69%

Date Published: 12 January 2026

Read time: 1 minute

We’ve reduced rates across our retention products, potentially giving existing customers a better deal as they approach maturity.

Available now, rates are down by up to 0.14%, starting from just 3.69% (2 year fixed rates at 70% LTV with a £1,999 fee).

Why it's worth a look:

  • Exclusive rates for existing customers
  • Quick online applications using our product transfer tool
  • Secure a rate up to 3 months ahead of completion
  • Products available up to 95% LTV
  • Earn a procuration fee of 0.30% 

Take a look and start your client's product transfer online now.

Our retention products